Prequalify Today — Discover What You Can Afford with Neo Home Loans

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Lending Partner

Baessler Homes

Lending Partner

We understand that as a buyer, you have many choices when it comes to who finances your home. To help bring our buyers the most value and make the process as easy and smooth as possible, we have partnered with NEO Home Loans. NEO Home Loans has an advice-driven, wealth-focused process that truly helps borrowers understand their mortgage options and provides support long after the home has closed!

Advice‑Driven, Wealth‑Focused Process

NEO follows a four-phase approach: Discovery → Strategy → Execution → Wealth Maximization

They conduct comprehensive total-cost analyses, not just rate comparisons, helping borrowers understand long-term implications of mortgage options
After closing, they maintain long-term support—regular equity reviews, budgeting advice, and proactive financial opportunities.


Post‑Closing Relationship & Financial Tools
NEO continues engaging clients post-close through tools like the NEO Experience app, offering:

  • Credit monitoring and improvement guidance
  • Budgeting and goal-setting tools
  • Monthly real estate wealth digests
  • Home concierge service (maintenance reminders, contractor connections, appliance recalls)
  • Annual financial and equity reviews to update strategies as goals evolve

Lending Partner

Ryan Lococo
  • Ryan Lococo
  • NEO Home Loans

Ryan Lococo is a highly skilled and motivated mortgage professional with over seven years of experience on a high-volume team, specializing in buyer education and financial literacy. 

A proud graduate of Colorado State University with honors in Finance and Real Estate, Ryan is passionate about helping others build long-term wealth through real estate. Beyond his career, he’s an adoring husband and proud father to his toddler son, Hudson. When he’s not guiding clients toward homeownership, you’ll find Ryan on the golf course, traveling with his family (emphasis on dining and lots of ice cream), or cheering on his beloved Denver Broncos.

Lisa Gustafson
  • Lisa Gustafson
  • NEO Home Loans

With nearly 30 years of experience in the Northern Colorado mortgage industry, Lisa Gustafson has built a reputation for excellence, integrity, and results. She has personally helped over 5,000 families achieve homeownership.

Outside of work, Lisa enjoys traveling with her husband Gene of over 30 years. She is a proud mom to two married daughters, a devoted grandma, and the biggest fan of her son who is currently attending Montana State University in Bozeman.


Preferred Lender Benefits

  • Buyers receive an incentive of $6,000 towards their closing costs by choosing our lending partner
  • A seamless experience - lenders are familiar with Baessler Home’s new construction loan process
  • Rate lock programs available to protect you from an interest rate increase
  • No charge for rate lock extensions due to construction-related delays
  • No charge for closing date extensions due to loan related delays

Mortgage Calculator

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$1,958.20Total Amount Per Month*
  • Principal & Interest: 1,735.70
  • Taxes: 222.50
  • Fees / Dues: 0.00

BUY POINTS & SAVE MONTHLY

PointsPoint CostNew Interest RateNew Monthly PaymentChart
0.25$7245.75%$1,912 (-$46)
0.50$1,4485.50%$1,866 (-$92)
0.75$2,1715.25%$1,821 (-$137)
1.00$2,8955.00%$1,777 (-$182)
2.00$5,7904.00%$1,605 (-$354)
3.00$8,6853.00%$1,443 (-$515)
4.00$11,5802.00%$1,293 (-$666)

The information provided by our mortgage calculator is for illustrative purposes only and accuracy is not guaranteed. The figures shown are hypothetical and can vary based on your individual situation. Please consult a loan officer or other financial professional before depending on these results.

The calculator does not have the ability to pre-qualify you for any mortgage or loan program. Qualification for loans or mortgages requires more information such as credit scores and any accumulated debt. All information such as interest rates, taxes, insurance, monthly mortgage payments, etc. are estimates and should be used for comparison only. Baessler Homes does not guarantee the accuracy of any information received from any calculator. 

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