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Lending Partner
Baessler Homes
Lending Partner
We understand that as a buyer, you have many choices when it comes to who finances your home. To help bring our buyers the most value and make the process as easy and smooth as possible, we have partnered with NEO Home Loans. NEO Home Loans has an advice-driven, wealth-focused process that truly helps borrowers understand their mortgage options and provides support long after the home has closed!
Advice‑Driven, Wealth‑Focused Process
NEO follows a four-phase approach: Discovery → Strategy → Execution → Wealth Maximization
They conduct comprehensive total-cost analyses, not just rate comparisons, helping borrowers understand long-term implications of mortgage options
After closing, they maintain long-term support—regular equity reviews, budgeting advice, and proactive financial opportunities.
Post‑Closing Relationship & Financial Tools
NEO continues engaging clients post-close through tools like the NEO Experience app, offering:
- Credit monitoring and improvement guidance
- Budgeting and goal-setting tools
- Monthly real estate wealth digests
- Home concierge service (maintenance reminders, contractor connections, appliance recalls)
- Annual financial and equity reviews to update strategies as goals evolve
Lending Partner
Ryan Lococo
- NEO Home Loans
Meet your friendly and experienced Mortgage Loan Originator at NEO Home Loans. With many years of expertise in the mortgage industry, there is a passion for turning the dream of owning a home into a reality. Understanding that finding the perfect rate, terms, and conditions for your home loan is crucial, there's a commitment to making it happen.
Lisa Gustafson
- NEO Home Loans
With nearly 30 years of experience in the Northern Colorado mortgage industry, Lisa Gustafson has built a reputation for excellence, integrity, and results. She has personally helped over 5,000 families achieve homeownership and has closed more than $1.5 billion in home loans.
Outside of work, Lisa enjoys traveling with her husband Gene of over 30 years. She is a proud mom to two married daughters, a devoted grandma, and the biggest fan of her son who is currently attending Montana State University in Bozeman.
Preferred Lender Benefits
- Buyers receive an incentive of $6,000 towards their closing costs by choosing our lending partner
- A seamless experience - lenders are familiar with Baessler Home’s new construction loan process
- Rate lock programs available to protect you from an interest rate increase
- No charge for rate lock extensions due to construction-related delays
- No charge for closing date extensions due to loan related delays
Mortgage Calculator
- Principal & Interest: 1,735.70
- Taxes: 222.50
- Fees / Dues: 0.00
BUY POINTS & SAVE MONTHLY
| Points | Point Cost | New Interest Rate | New Monthly Payment | Chart |
|---|---|---|---|---|
| 0.25 | $724 | 5.75% | $1,912 (-$46) | |
| 0.50 | $1,448 | 5.50% | $1,866 (-$92) | |
| 0.75 | $2,171 | 5.25% | $1,821 (-$137) | |
| 1.00 | $2,895 | 5.00% | $1,777 (-$182) | |
| 2.00 | $5,790 | 4.00% | $1,605 (-$354) | |
| 3.00 | $8,685 | 3.00% | $1,443 (-$515) | |
| 4.00 | $11,580 | 2.00% | $1,293 (-$666) |
The information provided by our mortgage calculator is for illustrative purposes only and accuracy is not guaranteed. The figures shown are hypothetical and can vary based on your individual situation. Please consult a loan officer or other financial professional before depending on these results.
The calculator does not have the ability to pre-qualify you for any mortgage or loan program. Qualification for loans or mortgages requires more information such as credit scores and any accumulated debt. All information such as interest rates, taxes, insurance, monthly mortgage payments, etc. are estimates and should be used for comparison only. Baessler Homes does not guarantee the accuracy of any information received from any calculator.
Testimonials
Our townhouse was more than just four walls; it was the backdrop of some of our most cherished life moments. It was where we celebrated our engagement, welcomed our first child, and built enough equity to take the exciting leap into a new Baessler home. Annie assisted us with purchasing our home in Ault and we knew we were in good hands when we learned she was handling the Liberty Draw neighborhood also. Her intuitive matchmaking skills helped us navigate our sale with ease. When we expressed interest in Liberty Draw, she knew a couple who was eager for a townhouse in Ault. Thanks to her connection, we sold our townhouse off-market and moved into our second Baessler home sooner than expected. Our new home in Liberty Draw is a fantastic next chapter, and we’re excited to see our neighborhood flourish. Here’s to many more years of creating lasting memories with our neighbors in this amazing community.
The Fullerton Family | West Evans, CO - Liberty Draw
Baessler Homes
33105 CR 33
Greeley, CO
223 Molinar St., Johnstown, CO 80534
3246 Buffalo Grass Lane, Wellington, CO 80549
3732 Lake Clark St., Evans, CO 80620
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