Prequalify Today — Discover What You Can Afford with Neo Home Loans

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My Buying Power

  • Affordable
    $2,500 PER MONTH

  • Stretch
    $3,000 PER MONTH

  • Max
    $3,500 PER MONTH

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    Affordable
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Let's Find Your Buying Power

Curious what you can afford? Our Buying Power Calculator makes it easy to find your ideal monthly payment—factoring in our special incentives and financing offers. Just plug in a few details, and we'll immediately show you homes that match your price range. Quick, simple, and surprisingly fun.

Total income before taxes for you and your household members.
Payments you make for loans or other debt, but not living expenses like rent, groceries or utilities.
Enter the city or zip code you are looking to buy in.
How much money can you spend on a down payment and closing costs?
Select yes if you or your spouse has served. 0% down programs with no mortgage insurance required are available for veterans and their spouses.
Special low down payment programs are available for first-time homebuyers.

DISCLAIMER
4.75% fixed rate financing available on select homes for qualified buyers. Incentive assumes the buyer secures an FHA loan with a 3.5% down payment and a minimum FICO score of 660. Buyer must meet all FHA qualifying requirements. This offer is not a commitment to lend. Financing provided through NEO Home Loans, Powered by Better NMLS #330511, a preferred lender. Buyers must close on or before 11/18/25. Terms and conditions apply. Equal Housing Opportunity.